Saturday, August 23, 2025

IDFC First Credit card - Lifetime free credit card, Never expiring rewards

 
IDFC FIRST Credit Card - 300+ Merchant offers & dining discounts all year long!

IDFC FIRST Credit Card - 300+ Merchant offers & dining discounts all year long!



About IDFC First Credit Card -

  • Lifetime FREE Credit Card - No joining fee, no annual fee
  • Reward Points NEVER expire
  • You can withdraw money from ATM without any interest for 48 days
  • Great partner offers on stores like Myntra, Flipkart, Ajio, etc. See 'Partner Discounts' section below

Other Amazing Offers -

  • Upto 10X Reward Points on your spending (value back of upto 2%)
  • Rs 500 Gift Voucher on spending Rs 15,000 in the first 90 days
  • 25% Discount on Movie tickets (upto Rs 100) on Paytm App
  • Complimentary roadside assistance worth Rs 1,399
  • 4 Complimentary Railway Lounge visits per quarter
  • 4 Complimentary Domestic Airport Lounge visits per quarter on IDFC FIRST Select Credit Card on monthly spends over Rs 5000
  • Fuel surcharge waiver of 1% (Upto Rs 200/month)

Partner Discounts -

  • 10% Instant discount on Flipkart
  • 10% Instant discount on Myntra, AJIO, Tata CliQ , 1MG
  • 15% Instant discount on Tata CliQ Palette , Sugar cosmetics, Zomato
  • 10-20% Instant discounts on Travel bookings on Yatra, Adani one, MMT , GoIbibo etc.
  • See all offers here: https://idfcfirstrewards.poshvine.com/offers

Fees & List of all charges

  • Joining Fees: Nil
  • Annual Fees: Nil

Documents Needed

  • ID Proof
  • Address Proof
  • Income Proof
  • PAN Card/Form 60

Eligibility Criteria

  • Employment Status: Salaried or Self-Employed
  • Income group: Rs 25,000 per month
  • Required Age: 21-60 years (Salaried), 25-60 years (Self employed)
  • Minimum Cibil Score Required: 750+

How to Avail the Offer

  • User will be redirected to the Bank's website
  • Click Apply Now and do OTP verification
  • Acceptance and approval of the application: Based on successful telephonic verification only - sole discretion of IDFC First Bank
  • Application will be submitted and a confirmation SMS will be sent on approval of the application

IDFC FIRST WOW Credit Card - Lifetime free credit card, Never expiring rewards

 



IDFC FIRST WOW Credit Card


Offer Details

About IDFC FIRST WOW Credit Card -

  • Lifetime Free Card - Guaranteed Approval
  • No Credit History / Income Proof required
  • Reward Points that NEVER expire
  • Interest free cash withdrawal from ATM up to 48 days
  • Get 7.5% Interest on your Fixed Deposit
  • Upto 20% discounts applicable on 1500+ Restaurants

Other Amazing Offers -

  • 50% off on BookMyShow Movie Tickets
  • Setup your own credit limit by fixed deposit anytime, anywhere
  • Great partner offers 300+ brands like Myntra, Flipkart, Ajio, etc.
  • Zero Forex Conversion Fee
  • Personal Accident cover of up to Rs 2,00,000
  • Fuel surcharge waiver of 1% upto Rs 200/month

Partner Discounts -

  • 10% Instant discount on Flipkart
  • 10% Instant discount on Myntra, AJIO, Tata CliQ,1MG
  • 15% Instant discount on Tata CliQ, Palette, Sugar cosmetics, Zomato
  • 10-20% Instant discounts on Travel bookings on Yatra, Adani one, MMT , GoIbibo etc
  • See all offers here: https://idfcfirstrewards.poshvine.com/offers

Fees & List of all charges

  • Joining Fees: Nil
  • Annual Fees: Nil

Eligibility Criteria

  • Required Age: 21-60 years (Salaried), 25-60 years (Self employed)

How to Avail the Offer

  • User will be redirected to the Bank's website
  • Click Apply Now and do OTP verification
  • Acceptance and approval of the application: Based on successful telephonic verification only - sole discretion of IDFC First Bank
  • Application will be submitted and a confirmation SMS will be sent on approval of the application